Financial services aren’t working for everyone
We’re here to change that
We work to boost financial inclusion and make sure the financial services sector provides people with what they need to manage their money, build their resilience and lead richer lives. We’re focused on three key areas:
Influencing key actors across the system to prioritise, enable and deliver financial inclusion
Transforming the market to test and deliver the right products to all customers who need them
Scaling fair and affordable products to meet the needs of millions of customers
Let’s work together
We invest and partner, we research key issues, and we bring people together to create a financial services system that enables financial wellbeing for everyone. Click below to see how we can work together.
Our work so far...
Customer segmentation
Our customer segmentation model is helping organisations better serve people in financially vulnerable circumstances
No Interest Loan Scheme
Our No Interest Loan Scheme is helping people manage life events and get back on their feet
The Financial Inclusion Plan
The Financial Inclusion Plan shows how the whole sector can work together to tackle financial exclusion
News and Insights
Faster, high-tech payments mean little if they lock out millions. With critical decisions underway on the UK’s future retail payments infrastructure, Fair4All Finance CEO Kate Pender writes about the importance...
We welcome the opportunity to respond to HM Treasury’s Access to Banking Services Review Call for Evidence. Our response makes the case that access to banking should be treated as...
Across the UK more than 20m people live with low financial resilience. They face daily struggles to access basic tools like affordable credit, savings buffers or insurance to protect against...
Fair4All Finance has responded to the Lords Financial Services Committee’s inquiry into the regulation of the consumer insurance market. Insurance plays a vital role in financial resilience, helping people manage...
New FCA regulations have come into force on Buy Now Pay Later (BNPL). BNPL, also known as Deferred Payment Credit (DPC) schemes, had not previously been subject to FCA regulation,...
We’re pleased to launch the Guarantees Pilot for Affordable Credit, a new £25m+ impact investment programme designed to support responsible lenders and their investors to expand the provision of affordable...
In November 2025, the Government’s Financial Inclusion Strategy announced a new £30 million fund to support credit union transformation in England, naming Fair4All Finance as delivery partners. We have been...